NEW FINANCING

CHALLENGE

A growing manufacturer was hampered by high capital costs and a debt structure from its present lender that did not accurately reflect the nature of the company’s assets and risk. Furthermore, future growth would likely be limited as additional add-on financing from the lender was highly unlikely.

THE FINTREPID SOLUTION

Detailed Balance Sheet Review

Through a detailed review of the company’s balance sheet and historical trends coupled with a deep understanding of the lending markets, a revised capital structure was proposed to the CEO. This structure properly matched multiple loan types with the underlying assets of the company and also provided significant cash flow to cover any debt service at much higher levels.

Go To Market Execution

After assembling a financial package with narrative and financial support, Fintrepid Solutions presented to multiple qualified bank lenders, successfully communicating the positives of the business to the bank and proactively mitigating perceived risks. Detailed analysis of term sheets and structures were evaluated to determine the impact on the company as well as weighing the best overall fit as a banking partner moving forward.